Are Dental Implants Covered By Dental Insurance?

Dental implants are an innovative way to keep your jaw and mouth healthy and provide many of the benefits of cosmetic dentistry. However, suppose you are interested in dental implants or have recently learned that you are an excellent candidate. In that case, you might be wondering if your insurance plan covers dental implants.

Are Dental Implants Covered By Insurance?

Insurance coverage varies by plan. If your plan covers dental implants, it will usually only cover a percentage of the costs, most likely 50 percent. On the other hand, some implant-related procedures, such as bone grafting and tissue regeneration, are less likely to be covered by dental and medical insurance companies. Our insurance specialists are highly experienced at dealing with insurance companies to provide the maximum benefits and clear pre-treatment estimates. They are always happy to file a pre-estimate with your insurance company whenever necessary to illustrate expected coverage and patient balances. We also offer easy outside financing for your convenience.

You should consult with your insurance provider and your dentist to discuss your policy benefits and the potential payment structure for any remaining balance.

You may be able to use the funds from an FSA through your employer to pay dental expenses, possibly including implants. However, be aware that you might have to provide a receipt for your implant, as well as a letter of medical necessity signed by a doctor, for the procedure to be covered by insurance.

Frequently Asked Questions About Dental Implants

Do Dental Implants Require Special Care?

Once the implants are in place, they can last for many years if you take care of them properly and keep your mouth healthy. Dental implant patients need to set aside time for good oral hygiene (mainly brushing and flossing) and keeping regular appointments with dental specialists. Implants that are cared for and maintained correctly will last indefinitely.

How Many Dental Implants Do You Need?

A single crown replaces one missing tooth – therefore, in general, each prosthetic tooth or crown attaches to its own implant. Hence, one implant replaces one missing tooth. A partial prosthesis (fixed bridge) can be used to replace two or more teeth and may require only two or three implants based on the number of missing teeth. On the other hand, a complete denture replaces all the missing teeth in your upper or lower jaw. The number of implants you need can vary depending on the type of prosthesis that is recommended for you.

Want to Learn More About Dental Implants? Call the Dental Professionals at Excellent Dentistry Today

Dental implants are an investment in your dental health and your smile. It's essential to understand your financial investment as well as what your insurance may or may not cover. If you have questions about dental implants, including those about cost and insurance coverage, call our Mundelein, IL office at 847-566-7850 or make an appointment online.